In-Network and Self-Pay
Currently, in-network with Blue Cross and Blue Shields of Illinois, United Healthcare/Optum for Illinois and Texas, Aetna for Illinois, Cigna for Illinois, ComPsych and TRICARE.
If your place of employment provides you with a Health Savings Account (HSA) or Flexible Spending Account (FSA), you may have the option of using it to pay for your sessions. It is up to you to verify whether or not services are covered on your account and how much. If you are not covered by the insurances mentioned, you have the option of being a self-pay client.
Out-of-Network and Self-Pay
You may still use your insurance out-of-network benefits to help cover all or parts of your services. Please contact your insurance provider to verify how much your plan covers for sessions. You may also use your HSA or FSA account to pay for your sessions. You also have the option of being a self-pay client.
Good Faith Estimate Notice
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.
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